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Jason Kemper
REALTOR®
(208) 631-8851
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Kemper@ColdwellBankerTomlinsonGroup Blog

Kemper@ColdwellBankerTomlinsonGroup Blog

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Selling A Home | 8 Posts
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Uncategorized | 13 Posts
June
4

Most people can't afford to pay for a home with cash. Rather, they must qualify for a mortgage, which is a home loan, typically from a financial institution. A mortgage is made of three components:

  • Down Payment - This is the amount of cash you bring to the purchase. Typical down payments range between 3% and 20% of the home's price - the higher the down payment, the lower the mortgage. On many conventional loans, a down payment of 20% or more allows you to avoid private mortgage insurance (PMI), which can add a meaningful amount to your monthly payment. PMI costs vary based on loan size and other factors, so it's worth asking your lender how it would apply to your specific loan.
  • Monthly P...

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June
4

This week’s properties are a four-bedroom house in Pleasantville, N.Y., and a five-bedroom house in Stamford, Conn.

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June
4

A 1960s compound in the Berkshires, a tropical cottage in Miami, a quintessential Hamptons house, and two California retreats.

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June
4

An Arts & Crafts house in Detroit, a farmhouse in Sandwich and a midcentury modern in Campbell.

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June
4

Inside the tiny community of English master thatchers, a fight is unfolding over a tradition that may not survive.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/04/2026. The listing information on this page last changed on 06/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/04/2026 2:43:44 PM EST) or INTERMOUNTAIN MLS (last updated Thu 06/04/2026 2:42:39 PM EST). Real estate listings held by brokerage firms other than Coldwell Banker Tomlinson may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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